President Obama’s Refi Plan

Sunriver Homes and Refinance, Will President Obama’s refinance plan work…

Nearly all of the government interventions aimed at helping the housing market during the recession have not impacted homeowners the way those governmental programs were supposed to. Watch the below video by Eric Newman with Go Northwest Home loans and find out why the Presidents latest plan might have the intended consequences.

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Find out how much your Sunriver home is worth?

 

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Donald Trump – Time to buy real estate is now!

Take a look at the video below… It is a YouTube video from a mortgage broker over in the Portland area. He talks about the current state of the home loan market and how the market will evolve over the next 6 to 9 months.

On a seperate note, I’ve also noticed some very positive signs with the Sunriver Real Estate Market over the past couple months and want to share that information here… Please stay tuned for a article with in the next couple weeks on why and how the Real Estate Market in Sunriver is slowly correcting itself while only sacraficing a minimal amount of value. Enjoy the video and please feel free to leave comments below…

 
Have questions? Receivefree  home listings and pictures via email… Send me a email or give me a call email: khoak@prunw.com cell: 541-639-7760

Posted in General Real Estate Information, Mortgage Interest Rates, Real Estate Information, Real Estate Market Commentary and Market Analysis, Real Estate News, Sunriver Real Estate Market Commentary and Market Analysis, Vacation Homes | Tagged , , , , , , , | Leave a comment

Refinance Plan For Upside-Down Borrowers…

Most real estate professionals have signaled the lack of help being given to homeowners that are upside down with their home loan and still up to date with their house payments as a area that needs to be addressed to help turn the housing market around. It doesn’t sound like we are there quiet yet, but we may be working that way. Also, if you are in the right situation, you may be able to refi now with some of the programs that are currently available. Watch the video for more information…  

Would you like more information regarding the Sunriver Real Estate Market and Homes For Sale in Sunriver? Contact me to receive Sunriver Homes and Sunriver Homes for Sale via email within a given set of parameters you dictate… Email: khoak@prunw.com Phone: 541-639-7760

Posted in General Real Estate Information, Government Programs, Mortgage Interest Rates, Real Estate FAQ's, Real Estate Information, Real Estate News, Sunriver Real Estate Market Commentary and Market Analysis | Tagged , , , , | Leave a comment

Part 5 – Help Buying Real Estate In Sunriver, Or Real Estate Anywhere For That Matter

Things to Consider When Buying Sunriver Real Estate

There are many issues to evaluate when considering a Sunriver home purchase including what you can afford, what kind of loan best suits you, the property itself and once you find your dream house, how much you are willing to pay for it… This 5 part series will address these topics and more!

Is This Your New Home Sweet Home?

Once you’ve found the perfect home, you’ll want to try to assess how well the property has been maintained over time, carefully review all property disclosure documents and do a more thorough examination of the property for any hidden surprises. Hiring a home inspector who has extensive credentials is generally considered a wise move.

A home inspection should include a thorough review of:

  • Structural elements: construction of walls, ceilings, floors, roof, foundations
  • Exterior evaluation: elevation, drainage, driveways, fences, sidewalks, fascia, trim, doors, windows, lights, and exterior receptacles
  • Roof/Attic: framing, ventilation, type of roof construction, flashing, and gutters
  • Plumbing: identify pipe materials for potable, drain, waste and vent pipes as well as condition of toilets, showers, sinks, faucets, and traps
  • Systems and components: water heaters, furnaces, air conditioning, duct work, chimney, fireplace and sprinklers
  • Electrical: main panel, circuit breakers, types of wiring, grounding, exhaust fans, receptacles, ceiling fans and light fixtures
  • Appliances: dishwasher, range/oven, built-in microwaves, garbage disposal and smoke detectors
  • Garage: slab, wall, ceiling, vents, entry, firewall, garage door, openers, lights receptacles, exterior, windows and roof

You’ll also want to know what isn’t included in the home inspection.

Visit www.CentralOregonRealEstate-KyleHoak.com to search Sunriver Homes For Sale

Posted in General Real Estate Information, Real Estate Information, Real Estate Market Commentary and Market Analysis, Sunriver Living, Sunriver Real Estate Market Commentary and Market Analysis, Vacation Homes | Tagged , , , | Leave a comment

Part 4 – Buying Real Estate In Sunriver, Or Real Estate In General

Things to Consider When Purchasing Sunriver Homes

There are many issues to evaluate when considering a Sunriver home purchase including what you can afford, what kind of loan best suits you, the property itself and once you find your dream house, how much you are willing to pay for it… This 5 part series will address these topics and more!

What Style of Housing Meets Your Needs?

Houses still have the greatest appeal and are a good option for individuals who want a place for the kids and/or animals to be able to run and play, for those who love to garden and create their own landscaping masterpiece, and for people who want a little elbow room between themselves and their neighbors. Houses come in all shapes and sizes: rambler, two-story, split level, modern, traditional, Victorian, Colonial, one room cabins, large mansions or estates. Newer homes located in housing developments will generally have a Homeowners’ Association with wide-ranging dues/fees to cover community property expenses, bylaws and covenants, and enforcement practices; whereas, older homes or homes in more rural areas may or may not have any such associations.

Condominiums are frequently a good choice for individuals who prefer to live in an urban setting, people who travel extensively, and those who don’t want the responsibility of maintaining a yard. Condominiums come in all sizes, ranging from apartment size to spaces that can exceed the size of an average house. Condominiums will most certainly have an association established to levy fees for building and grounds maintenance. When considering any condominium it is critical to review not only the by-laws and covenants prior to purchase, but also relevant financial documents to ensure that enough funds are in reserve to address future expenses and to prevent buying into an organization’s mismanagement or poor planning.

Vacation properties and homes are often sought out in the mountains or near water access. While mountain locations provide easy access to outdoor activities such as skiing, snowmobiling, and snowshoeing in winter and hiking, biking in summer, homes near water provide for a wealth of summer activities involving swimming, boating, waterskiing and beachcombing. These properties can range from a parcel of unimproved land or a plot with a small cabin and just enough amenities to meet basic needs, to a large, fully modernized home suitable for year-round living.

Visit www.CentralOregonRealEstate-KyleHoak.com to search Sunriver Homes For Sale

Posted in General Real Estate Information, Real Estate Information, Second Home, Sunriver Living, Vacation Homes | Tagged , , , | Leave a comment