Part 2 – Purchasing A Piece Of Sunriver Real Estate, Or Real Estate Anywhere For That Matter

Things to Consider When Purchasing a Home In Sunriver

There are many issues to evaluate when considering a Sunriver home purchase including what you can afford, what kind of loan best suits you, the property itself and once you find your dream house, how much you are willing to pay for it… This 5 part series will address these topics and more!

What Type of Loan Structure Works Best For You?

There are many different types of loans available. However, one of the basic decisions you’ll have to make is whether you prefer the predictability of a conventional loan, knowing that your payment will be the same amount each month over the life of the loan, or whether you are comfortable with foregoing the fixed monthly payment for an adjustable loan where the initial interest rate is lower and the monthly payment amount will fluctuate periodically throughout the life of the loan. Both conventional and adjustable loans provide a variety of terms to select from to best meet your needs. A mortgage broker will be able to provide a wealth of information on the various options available as well as determine whether you qualify for any government-backed loan programs. Click here for more in depth information about finding the very best home loan product for your needs.

Visit www.CentralOregonRealEstate-KyleHoak.com to search Sunriver Homes For Sale

Satisfaction:98%
Recommendation:100%
Performance:99%

Kyle Hoak has been rated by 29 clients.

“Kyle did a great job for us from a sales-of-existing-property standpoint as well as a purchase standpoint. He listened well, provided input and suggestions at appropriate times, and was a pleasure to be around. We are happy and appreciative with his efforts on our behalf.”

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Megan Colwell, La Pine/Bend, Oregon

“Kyle was an incredible representation for us and member of the whole buying team. He went above and beyond making sure we had the information to make good decisions without pressuring us in any direction and consistently checked in to make sure we had what we needed, needed help with anything, and just to make sure we were doing alright through the process. Buying a home is stressful and Kyle made it so incredible smooth and painless. Wouldnt have traded him for any other agent out there.”

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James Garcia, Bend

“We worked with Kyle on our previous Sunriver home purchase and had kept in touch over the years. He is responsive, knowledgeable, and very personable.”

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Karen O'Shea, Seattle

“Five star experience. . Thanks again Kyle”

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Lance Wesr

“Kyle Hoak did a great job helping us buy the property we wanted to buy. He was professional and very quick to respond to us on urgent issues. He was a real pleasure to work with, I highly recommend him when buying a home or piece of property to build that home!”

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Timme Taylor-Bennett, Salem, OR

“Kyle is an excellent partner in selling our home. Our property is a second home and he made every effort to assist with inspections and minor repairs on our property. Signing documents online and setting up notary and paperwork to be signed in our area. He is very knowledgeable in the dynamics of the Sunriver resort.”

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Jones, Portland Or

“9min I have worked with Kyle in previous purchase and sale of of home. Kyle is outstanding from Start to finish in all aspects of the process. Kyle understands the market and the urgency to get The job done. He is always accessible, personable and always professional. I highly recommend Kyle Hoak , he goes the extra mile. Sincerely, Patrick Duffy”

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Patrick Duffy Bend Or

“I guess I already gave a testimonial in the previous screen, but again I will say that Kyle is the full package. Our sale was challenging due to several offers failing as a result of the buyers not beig able to close and a poor effort by one VA appraiser. So third time was a charm and each and every time we were back on the market Kyle came forth with another Offer with in a few days. Great Job! Pat and Sue Duffy”

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Pat &Sue Duffy , Silverton Oregon

“Knew Kyle personally and trusted him. Also had a friend who also knew Kyle and they felt he would do a good job. Good team coverage. Excellent plan and photos. Kept excellent followup and we were always fully aware of how things were going. My wife and I have gone through seven sale/purchase and Kyle is one of the best we have dealt with.”

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Rae and Katie Seely, Sun River Oregon

“Kyle Hoak made selling our home a great experience. Kyle is very trustworthy, respectful, and professional. Kyle was always communicating with us and always on top of everything. I would definitely recommend Kyle Hoak as an agent! Thanks!”

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Deb Priest. LaPine

“Having used Kyle for several real estate transactions has made the difference for us. His knowledge, attention to detail, and professionalism shines through the entire process. Highly recommend to anyone looking for an agent.”

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Bob and Sherry Branch

“Kyle was great to work with - quite professional and knows everything about Sunriver. He took the time to really listen to what I was looking for - and then he began the search. I felt he understood my interests as well as my concerns re: a particular type of condo and the view I was interested in. The most important aspect - I think , for me, as a woman doing the search on my own - is that Kyle was respectful and kind and he never made me feel ill at ease, and the result was that I was able to really focus on what I wanted from Sunriver, rather than worrying about who I was working with on my real estate adventure.”

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Gwen Schnurman/ Sunriver, Oregon

“An effective agent located in Sunriver where the property is located and involved in the community is a big plus!”

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Tom Berhow

“Kyle cares about fitting the house with the individual, selling the home they want and not just to make the sale. Kyle monitored the sale at both ends of sale & purchase to make sure everything went smoothly. Kyle recommended professional contractors for our needs during & after our purchase. He was one of the best agents we have ever worked with. Very caring & patient.”

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Patrick & Susan Duffy

“Kyle was friendly, trustworthy and professional. After a bad experience with a property management and sale person that damaged my home and property, it was a breath of fresh air to deal with Kyle at Berkshire. I believed his suggestions and approach for sale prep and my home sold. I also gave positive feedback to the Oregon State real estate board for Kyle's professionalism. thank you again Kyle, I would work with again if I have real estate needs.”

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Steve in Portland Oregon

“I have bought 3 properties working with Kyle Hoak. If I didn't work with Kyle I would work with Dan or Mary Hoak. They listen to what you want and go above and beyond what is required of them. In todays market thats hard to find”

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Gary Heimermann Sunriver OR

“Working with potential buyers can be difficult at times, but when you have 2 couples, 4 individuals, with strong opinions or ideas, it can be even more challenging. Kyle Hoak was up for the challenge. After years of talking about it, we finally decided to purchase a vacation home in Sunriver with my inlaws. While my husband and I were up at the mountain skiing, my inlaws walked into Bekrshire Hathaway on a whim and met Kyle. They spent the morning discussing our situation, and gathering information re: prices and availability in the area. The following day, buried in 2 feet of snow, we all (7 of us total) ventured out to tour a number of houses. We did not purchase any of them, but it gave Kyle insight into what exactly we were (all) looking for. Kyle continued to send us listings until we found the perfect home. He took our wish list(s) into consideration and only sent ones with true potential. He was sure to email all of us when he had questions or comments, and was very good at keeping us all in the loop. Everything went smoothly from start to finish. Kyle was very thorough, professional, and also fun to work with. We enjoyed him so much that we referred him to my brother and sister-in-law to help them with the purchase of their first home. We have spent the last 9 months remodeling the home that we bought, and Kyle even came by when we were all finished to see how it all turned out. Needless to say, we would definitely recommend Kyle Hoak to anyone looking for a good realtor!”

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Becky, Vancouver, WA

“If every we were to buy another home we would only use only Kyle Hoak. He always returned our calls, texts and his communication skills are top notch. We worked with him for about 4 months before finding our home. Every now and then he still calls or texts to see how we are doing and to make sure we happy our new home. He was very professional and showed genuine care while helping us find our home. We would recommend Kyle Hoak to any of our friends or family.”

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Jim and Mary Bowron 519 E. Viewpoint Dr Culver Oregon

“Kyle did a great job in negotiating for us as buyers. We appreciated his knowledge regarding other similar properties and trusted his advice regarding our offer.”

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Megan Colwell, Portland

“Kyle Hoak is willing to do whatever it takes to get the job done. He is not afraid to put in the time to do any research that I wanted done on a property. Kyle was always willing to show me properties that I wanted to look at or he wanted to show me promptly. He is one of the few real estate agents willing to work to make things happen instead of sit around waiting and hoping for things to happen.”

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Gary Heimermann, La Pine, OR

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